Claudia Moreno Smith
Agency Owner
Posted: April 1, 2025
Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased Coverage for Home Additions Expanding your home, whether by adding rooms or finishing a basement,...
Posted: March 25, 2025
Navigating health insurance coverage can seem like deciphering a foreign language, particularly when it involves special procedures. If you need a procedure that is not considered standard medical practice or within the scope of routine care by the health insurance industry, it is essential to understand how your health plan comes into play to be prepared and avoid surprises. What Qualifies as a Special Procedure?...
Posted: March 24, 2025
There’s a sense of deep pride that comes with being a homeowner. But with that satisfaction comes its share of weekend home improvement projects and upkeep, too. Winter is usually rough on your home. Once snow, ice, wind, and freezing temperatures calm down, spring is a good time to check how your home withstood the season. Spring Home Maintenance Checklist Have your roof inspected. This is...