Celebrating Black History Month
Posted: February 1, 2022
February has been officially designated as Black History Month by every U.S. President since 1976. Every year, during the month of February, we celebrate the achievements of African Americans and recognize the vital roles they have played in our country’s history. Black history month is also known as African American History Month. It grew out of Negro History Week, which was launched in 1926 by...
Which Disasters Are Covered by Home Insurance?
Posted: February 1, 2022
Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...
Car Chip Shortage 2022: What’s Going On?
Posted: January 28, 2022
What do bicycles, toilet paper, hand sanitizer, refrigerators and kayaks have in common? They’ve all been in short supply at times during the COVID-19 pandemic. The pandemic has created unprecedented changes in supply and demand. Production shutdowns sent the price of lumber sky-high. Months spent quarantining led homeowners to spend more time outdoors, some taking on more DIY renovation projects. And fear of the unknown led to hoarding...
Can I Change My Health Insurance If I Move?
Posted: January 25, 2022
If you move across town, you may not be able to change your health insurance. If you move out of state, on the other hand, you may be required to change it. Your health insurance may not cross state lines with you. Some plans may terminate when you move to a different state or may not provide coverage in the new state. If you purchased...
The Driver’s Guide to Headlights
Posted: January 25, 2022
How often do you think about your headlights while you are driving? For most drivers, headlights are not typically top-of-mind, but according to the Insurance Institute for Highway Safety (IIHS), high-quality headlights are crucial for avoiding hazards on the road. This underscores the important relationship between nighttime visibility and safe driving. And one of the best ways to improve visibility is through proper use of...